National Payments Corporation of India

National Payments Corporation of India:

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Bank name How to generate OTP Union Bank of India 1) Send SMS <OTP> <MPIN> to 9223173921 2) In Mobile Banking Application, Main Menu-->Interbank Mobile Payments Service (IMPS)-->Generate OTP The transaction limit for OTP generated through mobile banking application is Rs 50,000/- and through SMS is Rs 5,000/- per transaction Kotak Mahindra Bank 1) Login to Mobile Banking with user id and Password 2) Click on Banking->IMPS Menu -> Generate OTP. 3) OTP will get generated and the same will be displayed on the Mobile banking screen and will also be sent as an alert ( email and SMS) to customers preferred email ID and Mobile Number registered with the bank. Alternatively, OTP can be generated via Customer Contact Center and the OTP will be sent to customers preferred email ID and mobile number. The transaction limit for OTP generated through mobile banking application and through contact center is Rs 50,000/- per transaction. State Bank of India Using the mobile banking application 1. Log on to mobile banking application using your user id 2. Select option 'IMPS - Interbank Mobile Payment Service' in the main menu 3. Select option 'Generate OTP' in the sub-menu 4. Enter M-PIN 5. The OTP will be displayed on the screen along with its validity amount and time 6. OTP will also be sent as SMS alert on customer mobile Process flow for generation of OTP thru IVR is as follows Customer dials contact centre telephone no 18004253800 from his register mobile Upon choosing mobile Banking information option, and subsequently OTP option, IVR prompts for last 4 digits of primary account no and last 3 digits of user id. Bank validates the aforesaid credentials as success or failure and sends the OTP or the failure message to customer and speaks out OTP to the customer. The transaction limit for OTP generated through mobile banking application is Rs 50,000/- and through IVR is Rs 5,000/- per transaction. Canara Bank Using the mobile banking application 1. Log on to mobile banking application using your user id 2. Select option ‘IMPS – Interbank Mobile Payment Service’ in the main menu 3. Select option ‘Generate OTP’ in the sub-menu 4. Enter M-PIN 5. The OTP will be displayed on the screen along with its validity amount and time 6. OTP will also be sent as SMS alert on customer mobile The transaction limit for OTP generated through mobile banking application is Rs 50,000/- per transaction. ICICI Bank Functionality not yet available HSBC   Standard Chartered Bank   Yes Bank Not Applicable, as of now Axis Bank OTP can be generated from the ‘Generate OTP’ option in IMPS section of Axis Mobile. Visit Banking >> Fund Transfer >> IMPS Account >>Generate OTP DombivliNagarikSahakari Bank OTP can be generated by customer by using DO MOBILE application or SMS facility provided by the Bank. DNS Bank offers ‘Generate OTP’ form in the mobile banking application (this form is available in ‘IMPS’ menu within main menu of mobile banking application) or by SMS. The SMS syntax for ‘Generate OTP’ through SMS is as follows:  OTP IN to 9225525002  On initiating transaction as above, customer receives the confirmation SMS with status of transaction shortly.  The OTP generated as above has following characteristics:  OTP is valid for 1 hour from time of generation.  If OTP is generated through SMS, the transaction limit is Rs 5,000/- and if OTP is generated through mobile banking application, the transaction limit is Rs 2,00,000 per day.  OTP is valid only for one transaction – Successful or Failure.  Only one OTP (latest generated OTP) is valid at a time. Federal Bank One Time Password(OTP) would be generally required by the customer on initiating payment through a merchant web application(Webpage). Customer before initiating transaction through the website is required to generate OTP, which will enable him to complete the transaction quickly.     1.     Last updated on November 20, 2012