Fixed or floating interest rate home loan: The classic dilemma : Rupee Times: "When it comes choosing the interest rate regime, majority of home loan borrowers, in fact over 90% of them go for a floating interest rate home loan. Finally, it is up to the borrower to decide on what suits him the best. Ideally the borrower should compare home loans for various parameters and understand every single detail about it. If certainty and security are prime consderations, a fixed rate home loan will be the best, however it won't come without the premium on interest rates."
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